What is the primary reason for obtaining a home warranty?

Obtaining a home warranty primarily serves the purpose of providing financial protection against unexpected repairs that may arise after the purchase of a home. Home warranties typically cover the repair or replacement of major systems and appliances due to normal wear and tear, which can otherwise lead to significant and unplanned expenses for the homeowner. This layer of protection can be especially valuable in the first years after purchasing a home, when new owners may be unfamiliar with the home's condition and potential issues that could surface.

Having a home warranty in place can provide peace of mind and allow homeowners to address issues without worrying about the financial burden that sudden repairs can impose. This aspect of risk management and financial security makes the home warranty an appealing option for many buyers.